Click and choose your top 5 criteria
- Location
- Size
- Orientation
- Unit Height
- Tenure
- View and Facing
- Rental Yield
- ROI
- No. of Distribution of Units
- Ease of Renting out
- Condition of building and it’s exterior
- School Zone
HDB
Private Property
| Town | HDB 1 Room | HDB 2 Rooms | HDB 3 Rooms | HDB 4 Rooms | HDB 5 Rooms | HDB Executive |
|---|---|---|---|---|---|---|
| Ang Mo Kio | 380,000 | 735,000 | 810,000 | 1,138,000 | 450,000 | 450,000 |
| NO MATCH RESULT | ||||||
For HDB loans, HDB uses the higher of the following to compute an eligible housing loan amount:
Interest rate floor (currently at 3.0% per annum); and
Prevailing HDB housing loan interest rate.
For commercial bank loans, the rate of 4% is used for this calculation.
Application forms will auto-populate the relevant fields using data from the Government’s Myinfo service.
If you plan to take an HDB loan, you must apply for an HFE. Once the resale price has been agreed upon and have a valid HFE, the seller can grant an OTP. You have 21 days to exercise the OTP
You need to decide whether to use cash, CPF savings, and/or a housing loan to finance the purchase
HDB will inform you via email once the value of flat is available in the portal, typically within 10 working days.
HDB will verify the information provided and notify us of the acceptance of the application via SMS. The application status will be updated in the portal.
You will be notified via SMS to endorse the documents on the portal within 6 days from SMS notification
Fees can be paid by Credit Card.
You will be notified via SMS when HDB’s approval letter is posted on the portal.
You will be informed via SMS on the appointment to complete the transaction
Express of Interest requested by Developers
Issue Option to Purchase (OTP) from developer to buyer. (Meanwhile selection of Bank Mortgage loan & Appointment of Law Firm)
5% Booking fee
Sales & Purchase Agreement (S&P) to be sent to Law Firm, or sent to Buyer if no Law Firm is appointed
Buyer to exercise the OTP and sign the S&P at Law Firm
Buyer to pay all Stamp Duties ABSD + BSD
Buyer to pay remaining downpayment (Cash / CPF / Both)
15% Down Payment
Progressive payment according to Progressive payment schedule
Buyers to log in to HDB Resale Portal to apply for HFE Letter
Ensure eligibility to buy via the intent to buy, available CPF Housing Grants.
Decide on Housing Loan options.
Ensure that the OTP is signed by all the buyers (on page 8 of the OTP) before the end of 21 days
Get in-principle-approval of bank loans if necessary, before making any offer to the seller.
Speak to an agent regarding timelines of purchase before further discussion with his/her engaged lawyer
Plan for physical transition and be aware of potential pitfalls if the vacant possession of the purchased property is delayed.
In order to have a Best Buy, be sure of what is Best for you
Our agents' wealth of knowledge, skills and experience is at your service.
Our property consultants help our clients achieve their real estate goals involving key financial and physical transitions. Professional planning for passive income from rental, capital appreciation and more
State-of-the-art technology ensures fast and efficient real estate transactions. Technology, video and social media marketing support ensures that offers come in swiftly and regularly.
